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A smarter way for independent business professionals to manage healthcare costs.

The Georgia REALTORS ® Benefits Center offers multiple options for health coverages designed exclusively for self-employed small business owners.
  • Alternative to private and exchange plans
  • Major medical model plan designs; HSA eligible options
  • Dental, Vision, Accident, Critical Illness, Hospital Indemnity and Life plans available
  • National PPO networks available, or go to any doctor/facility
  • Cost may be business tax deductible
    (always confirm with tax professional)
  • Secure online enrollment platform - enroll when it’s convenient for you!

Take control of your healthcare costs.

Self-employed Georgia Realtors now have an alternative to private and exchange plans. When you establish a self-funded plan for your business of one, you and your dependents can get great care and save money.

Eligibility and Requirements

  • Business Owners may establish their own health plan for themselves and their dependents.
  • Business must have a Federal Tax ID.
  • Georgia Realtors must have an NRDS number and Real Estate license to qualify.
  • For the Vault Captive Product, applicants must answer a short medical questionnaire to screen for major medical issues and must have BMI under 40. Want more details? See FAQs
  • CoreChoice Union plans are guaranteed issue and offer nationwide PPO network coverage through the BlueCard PPO network.

Select a Product to Learn More

Medical

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Exclusively for Business Owners, Sole Proprietors, or Independent Contractors, and their families.

This program harnesses the size and scale of its professional membership to offer an innovative program structure that locks in savings for self-employed association members and their families.

Participants establish a self-funded plan for their ‘business of one’, combining monthly payments with other participants to pool their health funds. And all plans also include a mental health benefit – unlimited behavioral health televisits!

Dental

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Annual preventive care alone can help prevent other health issues such as heart disease and diabetes. Three plans to protect your smile.

Vision

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Reduce your expenses with savings on frames, lenses, contacts, eye exams and more.

Accident

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Help cover related expenses like lost income, childcare, deductibles and co-pays – things medical doesn’t cover.

Critical Illness

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Cash benefits to help pay unexpected costs not covered by your health plan.

Hospital Indemnity

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Benefits payable directly to you, to help pay unexpected expenses not covered by your plan.

Life

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Provide security for your loved ones

UnitedHealthcare® Group Medicare Advantage Plan

Over 65? UnitedHealthcare® is excited to offer its Medicare Advantage Plan to GA REALTORS® retirees. Fill out the form to learn more!

See What People Are Saying

“This is a PSA for all my fellow Georgia Realtors: you MUST check out the Health Insurance offering that GAR just rolled out!! I just completed my application and will be saving OVER $200 per month with a much lower deductible that, once met, will then provide 100% coverage. It definitely can’t hurt to see if you qualify. #garealtors #healthinsurance” – Dorrie Johnson Love

“My family and I are on a catastrophic plan with Liberty Health Plan.It is expensive and does not cover any of our regular healthcare needs or associated costs. I will pay about $140.00 more a month on GAR Health Plan – it’s well worth it as I can’t forgo the opportunity to have an affordable major medical plan. I’ve not been able to afford one the last couple of years -nor could I take the risk of not having it, especially with an active 14-year-old son who plays sports!”

Steps to Establish Plan

View model plan designs and calculate costs.
Create an account to start the process.
Once approved, sign contracts and establish plan.

Our Partners

Brought to you by the GREBG Officers & Directors/GAR members

Steven Fischer

President GREBG, Inc
Savannah, GA

Ryan Brashear

Secretary/Tresurer GREBG, Inc
Augusta, GA

Linda Carol Porterfield

Director
Athens, GA

Neal Jackson

Director
Monroe, GA

Barbara Kennon

Director
Columbus, GA

Joey B. Tucker

GAR 2022 President
Athens, GA

Have Questions?

View FAQs

View Model Plan Designs and Calculate Costs

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Georgia Association of REALTORS® Plan Officers and Directors and outside vendors have worked to provide an independent source of health benefits to its independent members. Plan establishment decisions are the responsibility of the business owners. A business owner’s decision to participate in the captive program provided is solely his/her decision. Neither the Georgia REALTORS®, its subsidiaries, nor any outside vendors are fiduciaries with respect to such decision.

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